Is Financial Planning Important?
Financial planning takes time. We try to make it easy for our clients, but it still requires an investment of their valuable time and energy, as well as that of our team. SO, why do we do it? To...
View ArticleMedicare Open Enrollment: Important Considerations and Mistakes to Avoid
With the annual Medicare Open Enrollment period right around the corner (October 15th – December 7th), we thought it would be helpful to highlight some key areas that you should focus on during this...
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4 Things You’ll Wish You Did Before the Bull Market Becomes a Bear Market
Well-known investor Howard Marks of Oaktree Capital has often said, “You can’t predict, but you can prepare.” While markets are cyclical, oscillating between bull and bear markets, you can never know...
View Article2021 Proposed Tax Law Changes!
On September 26, 2021, the House Budget Committee released House Report No. 117-130 (the “Report”). Although it remains uncertain whether the Biden “Build Back Better” infrastructure agenda (or some...
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IRA Rollover or Leave Assets in a 401k?
In a country founded on the idea of individual freedom, Americans value the idea of choice. We inherently believe that maximizing individual freedom increases our individual welfare or happiness and...
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Asset Location: Organize Your Portfolio Like Your Kitchen
My family’s kitchen will not be profiled on HGTV as a model of organization. We face the practical limitations of 25-year old builder-grade cabinets and constrained space. We also face the reality...
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Long-Term Disability Insurance – Group vs. Individual Coverage
From an economic perspective, insurance is useful to protect against low frequency, high severity events. Quite simply, we are well served to insure infrequent events that would be financially...
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Children as Dependents, Kiddie Tax, and College Tax Planning Strategies –...
A number of years ago, we authored this article explaining why higher income parents may be well served to gift appreciated investments to their children and then have the children use the proceeds to...
View ArticleMedicare Open Enrollment: Important Considerations and Mistakes to Avoid
With the annual Medicare Open Enrollment period right around the corner (October 15th – December 7th), we thought it would be helpful to highlight some key areas that you should focus on during this...
View ArticleClik here to view.
4 Things You’ll Wish You Did Before the Bull Market Becomes a Bear Market
Well-known investor Howard Marks of Oaktree Capital has often said, “You can’t predict, but you can prepare.” While markets are cyclical, oscillating between bull and bear markets, you can never know...
View Article